Licensed California mortgage broker · NMLS #2147963
See what your home could free up.
Most homeowners have no idea how much equity they're sitting on. Answer a few questions and find out what you may qualify to access no cost, no obligation, no impact to your credit score.
How it works
Three steps between where you are now and knowing exactly what you qualify for.
01
Answer a few questions
Property details, estimated value, and a bit about your finances no documents needed yet.
02
Get an instant read
We calculate your estimated accessible equity right away, based on current lending guidelines.
03
Talk to a real broker
If you qualify, you'll hear from Quincy directly usually within minutes, not days.
What homeowners use it for
There's no single right reason to tap into home equity. Here's where it tends to make the most sense
Paying off high-interest debt
Trade 20%+ credit card rates for something far lower.
Home improvements
Renovate instead of moving, without giving up your rate.
Investment opportunities
Standby capital for your next property move.
Major expenses
Tuition, medical costs, or other big one-time needs.
Business capital
Fund growth without a high-rate business loan.
Testimonials From Our Trusted Clients
★ ★ ★ ★ ★
My contractor gave me a 5-day deadline to lock in materials for my garage ADU conversion, or my start date was getting pushed back two months. Traditional banks wanted 45 days. I watched the short video on Heloc-IQ.com, clicked through to the second page to check my basic eligibility, and once I saw I qualified, I submitted the full application right away. $95,000 was in my account on day 4. Zero friction
Marcus T.
Small Business Owner, Pasadena (Los Angeles Area)
★ ★ ★ ★ ★
Between high-interest credit cards and medical bills, we were bleeding money every month, but I refused to refinance my 3% mortgage rate. The video on the main page clearly explained how a standalone HELOC works without touching my existing loan. I clicked to the second page, entered my info to check eligibility, and finished the simple full application right after. Within 3 days, $82,000 was funded, cutting our monthly payments nearly in half.
Elena R.
UX Designer, San Jose (San Francisco Bay Area)
★ ★ ★ ★ ★
A sudden mudslide cracked our hillside retaining wall and foundation in Walnut Creek right before another storm system was forecasted to hit. Contractors needed a massive deposit to start work immediately, but traditional lenders take over a month. The video on Heloc-IQ showed us how fast the process moves. We clicked to page two to verify our home equity eligibility, completed the full application on the spot, and had $240,000 wired to us in 4 days. It literally saved our house
Sarah & David K.
Educator & Engineer, Walnut Creek (San Francisco Bay Area)
★ ★ ★ ★ ★
A commercial real estate partnership came up near Santa Monica, but I needed fast liquidity. The video on the home page mapped out the fast-track timeline, so I clicked over to page two to make sure my property qualified. Seeing my estimated loan amount right away made moving to the full application a no-brainer. The entire $140,000 was funded in 4 days, keeping my primary mortgage untouched
Jasmine L.
Marketing Consultant, Santa Monica (Los Angeles Area)
★ ★ ★ ★ ★
A supplier offered my Silver Lake boutique a massive bulk discount, but I had to wire cash within 5 days. After watching the quick landing page video, I went to the next page to confirm my eligibility. The instant green light gave me the confidence to complete the full application immediately. $65,000 hit my account on day 4, and I secured the deal.
Funding as fast as 5 days once approved, subject to underwriting.
No guessing
Every eligibility estimate reflects current published lending guidelines.
This is not a guarantee of approval, rate, or credit line amount. Eligibility depends on verified income, credit, and property information. Products offered in partnership with Figure Lending LLC, Lending IQ, and Loan Factory, Inc. Equal Housing Opportunity.
